Even though South Carolina does not have wage garnishment, because student loans are usually backed by the federal government, they can garnish your wages. Even if you are filing for bankruptcy or you have already filed, I highly recommend that you either stay on deferment/forbearance or you make your monthly student loan payment. In addition, there have been some recent changes to the student loan programs that you may qualify for. The worst option is doing nothing because like taxes, student loans are not going anywhere!

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