Get The Fresh Start You Deserve.
At Stone Law Firm, our bankruptcy attorney has years of experience and is ready to guide you through the bankruptcy process or provide you with alternative options for debt relief.
BANKRUPTCY LAWYER IN SOUTH CAROLINA
Bankruptcy Law Firm
BANKRUPTCY ATTORNEY IN SOUTH CAROLINA
Bankruptcy is a solution that can allow you to be free of debt without permanently destroying your credit. Columbia bankruptcy Daniel Stone has assisted hundreds of residents in Columbia, Florence, Greenville, and throughout the state of South Carolina. An experienced bankruptcy lawyer can help you protect what matters most when it comes to your financial freedom. Don’t let debt have an extreme hold on your life. Reach out to a bankruptcy attorney in South Carolina today.
WHY CHOOSE OUR BANKRUPTCY LAW FIRM
We Handle All Matters Regarding Bankruptcy
Daniel Stone has been an elected committee member of the South Carolina Bankruptcy Law Association since 2007.
We handle everything, including filing paperwork, keeping track of deadlines, and providing protection from creditors.
We have over 20 years of experience helping clients in a broad range of bankruptcy and debt settlement cases.
Successful Track Record
Our firm has successfully helped hundreds of people put the pieces of their lives back together after a bankruptcy.
OUR FIRM WAS BUILT ON CLIENT RESULTS
COMMON BANKRUPTCY QUESTIONS
Usually those who are considering bankruptcy already have problems with their credit. Interestingly, you may actually have a better report when you have filed bankruptcy as you will now be free of the majority of your debt. In many cases, a home foreclosure is more damaging than filing for bankruptcy, and you are more likely to be able to get a mortgage in the future through bankruptcy, whereas a foreclosure can make it very difficult.
This can be quickly determined by an assessment of your financial situation. Even though there are more requirements and restrictions for filing Chapter 7, the majority of our clients still qualify. If not, they can file Chapter 13 and resolve their financial problems. Let us answer your questions about bankruptcy in South Carolina.
There are a number of possibilities if you are in danger of losing your home through foreclosure. In some cases, there is a foreclosure defense that can be launched on your behalf, particularly if the mortgage broker made promises to you that didn’t prove to be true. In other cases, filing for Chapter 7 or Chapter 13 bankruptcy halts the foreclosure process giving us time to work out a solution and save your property. Even in a Chapter 7 there are strong options if you hope to keep your home.
When it comes to filing for bankruptcy, there are two main chapters of the United States Bankruptcy Code under which you can file: Chapter 7 and Chapter 13. Chapter 7 involves liquidation of non-exempt assets and property to pay your debts, after which the remaining debt is discharged. Chapter 13 involves reorganization of your debts and meeting with your creditors to agree upon a 3- to 5-year repayment plan.