Chapter 7 or Chapter 13 bankruptcy?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Can medical bills be wiped out in bankruptcy?

  Medical debt is becoming a nationwide problem. Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge” all medical bills. Chapter […]

Reasons people file bankruptcy

I have been helping consumers file either Chapter 7 or Chapter 13 bankruptcy since 2000 all over South Carolina. During this almost 20 year span, I often see the same issues or mistakes that lead to bankruptcy. Here are the top mistakes I see in no particular order: 1. No rainy day fund. People who […]

Florence Bankruptcy Attorney

If you currently live in Florence, SC and are experiencing debt issues such as foreclosure, repossessions, credit card debts, medical bills, IRS tax debts, finance loans, or other types of debts, please feel free to set up a free consultation at the Florence or Columbia office with attorney Daniel Stone. We also offer free phone […]

Florence bankruptcy attorney

If you currently live in Florence, SC and are experiencing debt issues such as foreclosure, repossessions, credit card debts, medical bills, IRS tax debts, finance loans, or other types of debts, please feel free to set up a free consultation at the Florence or Columbia office. We also offer free phone consultations. The following is […]

Orangeburg Chapter 13 bankruptcy study

  SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003. By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act of 2005 has validated its […]

Low upfront fees and costs Chapter 13 for Columbia bankruptcy cases

Low fees and cost  bankruptcy article by Columbia attorney Daniel Stone Starting this September, I will be offering my services for Chapter 13 cases at inexpensive upfont fees and costs for qualified cases. To qualify for reduced upfront legal fees, proof of twelve months of continuous full time employment plus consent to having your Chapter 13 […]

Lexington Medical Center is causing patients to file for bankruptcy

Lexington Medical Center blog written by Columbia bankruptcy attorney Daniel Stone It has become common knowledge among local bankruptcy practitioners in Columbia, SC that Lexington Medical Center is causing patients to file for bankruptcy. While few would dispute a hospital getting paid, Lexington Medical Center has become one of the most aggressive hospitals in South […]

Can medical bills be wiped out in bankruptcy?

  Medical debt is becoming a nationwide problem. Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge” all medical bills. Chapter […]

Which is better to file – Chapter 7 or Chapter 13?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]