Article Written by Columbia, SC bankruptcy attorney Daniel A. Stone   I am happy to announce that starting in March, 2013, all new bankruptcy clients will receive a new post-bankruptcy survival guide from Dave Ramsey. If you have never heard of Dave Ramsey, go to his website to learn more. I am a big believer…

Article written by Columbia, SC bankruptcy lawyer Daniel Stone Many of my Chapter 7 and Chapter 13 bankruptcy clients ask me if I can direct them to financial planners to help them with life after bankruptcy. Many of you already know that I direct many of my clients to Dave Ramsey. If you have never…

Article written by Columbia, SC bankruptcy lawyer Daniel Stone On of the most popular questions I am asked as a bankruptcy attorney is if filing for bankruptcy will haunt the person in the future. In my experience, the bankruptcy is a net benefit and helps people get a fresh start. The benefits include discharging unsecured debts…

First, let me begin by saying I am not a financial planner and I do not pretend to be one. I am a bankruptcy lawyer. That being said, I think I am doing my clients an injustice by not talking to them about life after bankruptcy. Simply wiping away debts with no plan for the…

Should I file Chapter 7? This is the most common question I receive from my clients. This is not an easy answer and I can only answer the question after undergoing a consultation with you to determine your income, family size, list of debts, prior filings, and list of assets. That being said, if you…

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