Chapter 7 or Chapter 13 bankruptcy?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Spanish speaking law firm

The Stone Law Firm, LLC is pleased to announce that it will  begin offering Spanish speaking (espanol) paralegal(s) starting in 2020 for both bankruptcy          (abogado de bancarrota), immigration. and injury cases to assist attorney Stone. South Carolina has seen an explosion of Spanish speaking (espanol) residents in the last ten years […]

Can I file for bankruptcy even if current on credit card bills

  A significant number of my potential bankruptcy clients are current on their credit card payments.  I am often asked by my potential clients if they can file for chapter 7 bankruptcy protection even though they are current on their credit card bills. The answer is Yes. Actually it is better to file when you […]

Chapter 13 bankruptcy benefits

  Chapter 13 Bankruptcy can be a very powerful tool to help a debtor save his or her assets while at the same time allowing a feasible plan to deal with the debtor’s debts. Below are some of the top tools a Chapter 13 bankruptcy offers. 1. You can protect non-exempt assets. Huh?  what does […]

IRS Tax Debt and Bankruptcy

Bankruptcy offers many debtors a remedy to wipe out IRS tax debts when all other remedies such as offers and compromise have been rejected. In addition, for many debtors, the bankruptcy remedy is superior to any other remedy. Bankruptcy IRS tax law is very complicated and requires significant consultation with a bankruptcy attorney. The basic […]

Credit card debt reduction tips

Most of us have some sort of credit card debt. Here are some good ideas on how to keep your credit card balances low: 1. Dining out.  Credit card debt experts warn that dining charges are one of the largest charges credit card users charge on a monthly basis. Simply cutting dining out or being […]

How to Stop Repossession

Did you know that about 107 million Americans (almost half the entire population) have an auto loan? This is a 25 percent increase from 80 million Americans in 2012. Clearly, taking a loan is increasingly becoming the quickest -and often the only – way to have a ride you can call your own. Sure, taking […]

Foreclosure help with Bankruptcy

Unfortunately, many South Carolinians are experiencing either foreclosure or periods where they are falling behind on their mortgage payments. For many of these homeowners, finding solutions to their mortgage issues is paramount. Some possible solutions vary between loan modifications, refinancing, borrowing money from family members to catch up, and short-term forbearance agreements. For some people, […]

Can I file for bankruptcy even if current on credit cards?

  A significant number of my potential bankruptcy clients are current on their credit card payments.  I am often asked by my potential clients if they can file for bankruptcy protection even though they are current on their payments. The answer is Yes. Actually it is better to file when you are current with your […]

Chapter 13 bankruptcy benefits

  Chapter 13 Bankruptcy can be a very powerful tool to help a debtor save his or her assets while at the same time allowing a feasible plan to deal with the debtor’s debts. Below are some of the top tools a Chapter 13 bankruptcy offers. 1. You can protect non-exempt assets. Huh?  what does […]