Chapter 7 or Chapter 13 bankruptcy?
The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]
Spanish speaking law firm
The Stone Law Firm, LLC is pleased to announce that it will begin offering Spanish speaking (espanol) paralegal(s) starting in 2020 for both bankruptcy (abogado de bancarrota), immigration. and injury cases to assist attorney Stone. South Carolina has seen an explosion of Spanish speaking (espanol) residents in the last ten years […]
Can medical bills be wiped out in bankruptcy?
Medical debt is becoming a nationwide problem. Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge” all medical bills. Chapter […]
Can I file for bankruptcy even if current on credit card bills
A significant number of my potential bankruptcy clients are current on their credit card payments. I am often asked by my potential clients if they can file for chapter 7 bankruptcy protection even though they are current on their credit card bills. The answer is Yes. Actually it is better to file when you […]
Greenville bankruptcy attorney cost
Greenville is an amazing city with a renovated downtown. If you currently live in Greenville and are experiencing economic problems, feel free to call me at my Columbia, Florence, or Greenville office. In addition, I have flexible affordable payment plan options -especially for Chapter 13 cases or Chapter 7. In many cases if you have proof of […]
Chapter 13 bankruptcy benefits
Chapter 13 Bankruptcy can be a very powerful tool to help a debtor save his or her assets while at the same time allowing a feasible plan to deal with the debtor’s debts. Below are some of the top tools a Chapter 13 bankruptcy offers. 1. You can protect non-exempt assets. Huh? what does […]
IRS Tax Debt and Bankruptcy
Bankruptcy offers many debtors a remedy to wipe out IRS tax debts when all other remedies such as offers and compromise have been rejected. In addition, for many debtors, the bankruptcy remedy is superior to any other remedy. Bankruptcy IRS tax law is very complicated and requires significant consultation with a bankruptcy attorney. The basic […]
Credit card debt reduction tips
Most of us have some sort of credit card debt. Here are some good ideas on how to keep your credit card balances low: 1. Dining out. Credit card debt experts warn that dining charges are one of the largest charges credit card users charge on a monthly basis. Simply cutting dining out or being […]
Car Accident or Work Injury?
I am pleased to announce that my firm will be partnering with attorney Mark Calhoun to help my current and new clients who have been injured at work or suffered injuries in an automobile accident. Attorney Mark Calhoun has over 31 years experience in injury law and workers’ compensation rights. Both Mark and I have […]
Chapter 13 Plan Changes in South Carolina
This year (2019) has been an exciting year in Chapter 13 bankruptcy cases for South Carolina. Cases in the Columbia area are using a new plan form that allows for the whole mortgage payment and the arrears to be paid through the Chapter 13 Plan payment. In prior years, the Chapter 13 Plan payment only […]