Chapter 7 or Chapter 13 bankruptcy?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Can I file for bankruptcy even if current on credit card bills

  A significant number of my potential bankruptcy clients are current on their credit card payments.  I am often asked by my potential clients if they can file for chapter 7 bankruptcy protection even though they are current on their credit card bills. The answer is Yes. Actually it is better to file when you […]

Credit card debt reduction tips

Most of us have some sort of credit card debt. Here are some good ideas on how to keep your credit card balances low: 1. Dining out.  Credit card debt experts warn that dining charges are one of the largest charges credit card users charge on a monthly basis. Simply cutting dining out or being […]

Florence Bankruptcy Attorney

If you currently live in Florence, SC and are experiencing debt issues such as foreclosure, repossessions, credit card debts, medical bills, IRS tax debts, finance loans, or other types of debts, please feel free to set up a free consultation at the Florence or Columbia office with attorney Daniel Stone. We also offer free phone […]

Credit Card Debt And How To Eliminate

According to CNBC, eight out of every ten American’s is in debt of some sort. In fact, the median amount of debt in the average white American household is a little over $41,000. With that being said, it’s no wonder that paying off credit card debt is such a big topic. With the virus of […]

Orangeburg Chapter 13 bankruptcy study

  SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003. By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act of 2005 has validated its […]

Can I file for bankruptcy even if I am current with my credit card debts?

Credit Card Article written by Columbia, SC bankruptcy attorney Daniel Stone Some of my potential bankruptcy clients are current on their credit card debts but they see the storm clouds coming. Many people believe that you have to be behind on your credit card bills or other debts before you can file for bankruptcy. This […]

Can I file for bankruptcy even if I am current with my credit card debts?

Credit Card Article written by Columbia, SC bankruptcy attorney Daniel Stone Some of my potential bankruptcy clients are current on their credit card debts but they see the storm clouds coming. Many people believe that you have to be behind on your credit card bills or other debts before you can file for bankruptcy. This […]

Which is better to file – Chapter 7 or Chapter 13?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Which is better to file – Chapter 7 or Chapter 13?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]