Article written by Columbia, SC bankruptcy attorney Daniel Stone
The answer to this question is a easy yes! The Bankruptcy Code requires that all debtors list all their creditors. This means that even if you have a particular credit card you like using, you still have to list it. You cannot pick and choose which creditors you list in the bankruptcy schedules. Failure to list all your creditors could result in multiple problems for you to include: the creditor’s debt not being discharged or even worse that you do not receive a discharge for any of your creditors because you fraudulently withheld information from the Court. Finally, even if you elect not to list a particular creditor, the creditor will most likely find out about the bankruptcy anyway and close your account. So you can see it is imperative that you list all your creditors