Chapter 7 or Chapter 13 bankruptcy?
The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]
Spanish speaking law firm
The Stone Law Firm, LLC is pleased to announce that it will begin offering Spanish speaking (espanol) paralegal(s) starting in 2020 for both bankruptcy (abogado de bancarrota), immigration. and injury cases to assist attorney Stone. South Carolina has seen an explosion of Spanish speaking (espanol) residents in the last ten years […]
Chapter 13 bankruptcy benefits
Chapter 13 Bankruptcy can be a very powerful tool to help a debtor save his or her assets while at the same time allowing a feasible plan to deal with the debtor’s debts. Below are some of the top tools a Chapter 13 bankruptcy offers. 1. You can protect non-exempt assets. Huh? what does […]
Chapter 13 bankruptcy in SC
One of the toughest decisions a debtor is forced to make is rather to file a Chapter 13 or Chapter 7 bankruptcy. While there are many benefits to a Chapter 7 bankruptcy, this blog explores the benefits to filing a Chapter 13 bankruptcy in South Carolina districts. 1. You do not loose your assets. In […]
Reasons people file bankruptcy
I have been helping consumers file either Chapter 7 or Chapter 13 bankruptcy since 2000 all over South Carolina. During this almost 20 year span, I often see the same issues or mistakes that lead to bankruptcy. Here are the top mistakes I see in no particular order: 1. No rainy day fund. People who […]
New Bankruptcy Attorney
Stone Law Firm is excited to announce that Vaughan Perry has passed the SC Bar Exam and will be a new associate with our firm. Vaughan will handling bankruptcy clients for the Columbia and Greenville, SC markets. Vaughan has worked with our firm for over two years as a clerk. He is a graduate of […]
COVID-19 AND FREE CONSULTATIONS
Stone Law Firm is pleased to announce that during the duration of the the virus pandemic, we will offer free Chapter 7 and Chapter 13 bankruptcy telephonic and zoom video consultations. This will allow potential clients to save their homes and cars from foreclosure and repossession in the comforts of their own home. Some of […]
Can I go to jail for not paying my creditors?
I am sometimes asked by my new bankruptcy clients if they are going to jail for unpaid debts. Fortunately in the United States, unless you fail to pay some debts I will discuss in the next paragraph, we do not have debtors’ prisons in America. Can you imagine that? We would all be going to jail! […]
Can I go to jail for not paying my creditors?
I am sometimes asked by my new bankruptcy clients if they are going to jail for unpaid debts. Fortunately in the United States, unless you fail to pay some debts I will discuss in the next paragraph, we do not have debtors’ prisons in America. Can you imagine that? We would all be going to jail! […]
Chapter 13 Plan Changes in South Carolina
This year (2019) has been an exciting year in Chapter 13 bankruptcy cases for South Carolina. Cases in the Columbia area are using a new plan form that allows for the whole mortgage payment and the arrears to be paid through the Chapter 13 Plan payment. In prior years, the Chapter 13 Plan payment only […]