Lexington Medical Center blog written by Columbia bankruptcy attorney Daniel Stone It has become common knowledge among local bankruptcy practitioners in Columbia, SC that Lexington Medical Center is causing patients to file for bankruptcy. While few would dispute a hospital getting paid, Lexington Medical Center has become one of the most aggressive hospitals in South…

Medical bills article written by Columbia, SC and Florence attorney Daniel Stone   Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge”…

Article written by Columbia, SC bankruptcy attorney Daniel Stone For a Chapter 13 bankruptcy to be successful, the Chapter 13  plan must be feasible and meet other jurisdictional guidelines. For example, if you have $30,000 in arrears and a car loan of $15,000, you would probably not be able to afford a Chapter 13 plan…

Article written by Columbia, SC bankruptcy lawyer Daniel Stone Unfortunately, medical debt is a major reason for people filing for bankruptcy protection in the United States. For many of my clients, there is no way around a major medical issue. But for some, either some pre-planning on medical insurance or learning how to negotiate with…

I am often asked by my clients if they can be sent to jail for not paying their debts. While some may laugh   at such a question, the question is often asked because a local police officer serves a client a lawsuit or the client receives a letter from the sheriff’s office to contact…

                As  bankruptcy attorney, I often hear some of the same questions on why the potential client shouldn’t file bankruptcy. Here are some of the answers to debunk the myths to filing bankruptcy. Myth number 1. You cant file bankruptcy anymore. This myth is almost gone. After the bankruptcy law changes of 2005, there was a…

Will medical providers such as hospitals continue to see me in the future if I file for bankruptcy?  I often have this question from my clients. Clients are scared that if they file bankruptcy and list their medical debts, they will not be able to use their local hospital or physician the next time they…

Does Chapter 7 eliminate medical and credit card debts? Yes. I would say a majority of my clients filing for Chapter 7 bankruptcy relief are doing so to rid themselves of medical and/or credit card debt. One of the reasons people file is to get rid of credit card debt because credit card industry as…

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