Orangeburg bankruptcy article by lawyer Daniel Stone SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003.By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act…

Credit Card Article written by Columbia, SC bankruptcy attorney Daniel Stone Some of my potential bankruptcy clients are current on their credit card debts but they see the storm clouds coming. Many people believe that you have to be behind on your credit card bills or other debts before you can file for bankruptcy. This…

Many of my clients come to my office due to a creditors’ efforts to collect on their debt. Let’s take a brief look at some of the ways creditors can collect on their debts in South Carolina. First, lets examine some basic guidelines that apply to collections for South Carolina. The first guideline is that…

Tax debt article written by Columbia, SC attorney Daniel Stone Before many of my potential clients hire me, they ask me if can they settle credit card debts on their own. Sure you can, but do you fully understand the full legal consequences of settling your credit card debts? Lets examine some of the elements of settling a…

Does Chapter 7 eliminate medical and credit card debts? Yes. I would say a majority of my clients filing for Chapter 7 bankruptcy relief are doing so to rid themselves of medical and/or credit card debt. One of the reasons people file is to get rid of credit card debt because credit card industry as…

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