Chapter 7 or Chapter 13 bankruptcy?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Can foreclosure be stopped?

Can foreclosure be stopped in South Carolina? Foreclosure in South Carolina  is the legal process where a lender can repossess your home. Once they repossess your home they can then sell it to try to recover some of the debt owed. Once you default on your mortgage payments, your lender has the right to begin […]

COVID-19 AND FREE CONSULTATIONS

Stone Law Firm is pleased to announce that during the duration of the the virus pandemic, we will offer free Chapter 7 and Chapter 13 bankruptcy telephonic and zoom video consultations. This will allow potential clients to save their homes and cars from foreclosure and repossession in the comforts of their own home. Some of […]

Can foreclosure be stopped?

Can foreclosure be stopped in South Carolina? Foreclosure in South Carolina  is the legal process where a lender can repossess your home. Once they repossess your home they can then sell it to try to recover some of the debt owed. Once you default on your mortgage payments, your lender has the right to begin […]

What are the chances of having a Chapter 13 case reinstated?

Article written by Columbia, SC bankruptcy attorney Daniel Stone Unfortunately, at some point during a debtor’s Chapter 13 case, there is a chance that your case may be dismissed at some point prior to discharge. As I am often asked by my Chapter 13 bankruptcy clients, what are the chances of the case being reinstated? […]

Which is better to file – Chapter 7 or Chapter 13?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Which is better to file – Chapter 7 or Chapter 13?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Is there any relief available for 100% Chapter 13 cases?

Article written by Columbia, SC bankruptcy attorney Daniel Stone I often have Chapter 13 clients that are forced to pay a significant percentage to their unsecured creditors or a full 100% plan. Of course these clients want to know is there any other forms of relief available. While they want to pay their creditors back,  paying […]

Options for mobile homes in a Chapter 13 bankruptcy

Article written by Columbia, SC bankruptcy attorney Daniel Stone For most home owners in a Chapter 13 bankruptcy, the only option a Debtor has to protect their home, is to pay the arrearage in the Chapter Chapter 13 plan. While this is a great safety net for many people, Debtors who have mobile home mortgages without the […]

How does Chapter 13 Bankruptcy help with IRS Taxes?

Tax debt article written by Columbia, SC attorney Daniel Stone Chapter 13 bankruptcy can help debtors with both IRS and South Carolina Department of Revenue taxes. Most people assume bankruptcy cannot eliminate taxes. While it is true that bankruptcy cannot discharge many debts, there are some taxes that Chapter 13 bankruptcy can lower to the same […]