Bankruptcy costs very on a few factors. First, there is the filing fees that are paid to the U.S. Bankruptcy Court. For Chapter 7 bankruptcy cases, the filing fee is $306.00 and for Chapter 13 bankruptcy cases the filing fee is $281.00. Second, the legal fees for Chapter 7 bankruptcy cases in my office range from $1,000-$1,500 for normal, non-business cases. If you think you need some additional time to come up with the full amount, you can “retain” my law firm for as little as $200 and make monthly payments until the balance is paid. While your case cannot be filed until the balance is paid, by retaining my legal services, you can tell any creditor that calls you to call me. Finally, for Chapter 13 bankruptcy cases, the overall limit is set by the U.S. Bankruptcy Court at $3,000 for normal cases and $3,500 for a business case. However, I can usually file a non-business case with $1,000-$1,300 up front. The Court allows me to put the remaining legal fees into your Chapter 13 plan payment.
Please note, that in some circumstances the Bankruptcy Court can waive the filing fee or allow installment payments.
If you have any specific questions on legal fees, please do not be afraid to ask.