Joint Chapter 13 bankruptcy and expedited Loan Modification

Article written by bankruptcy Greenville attorney Daniel Stone Have you ever applied for a loan modification only to give up after countless letters from your lender asking for the same document that you had sent multiple times? If this sounds familiar and you are experiencing mortgage problems, you may want to consider Chapter 13 bankruptcy. Why […]

CLE BANKRUPTCY SEMINAR IN CHARLESTON, SC – SEPT. 5, 2013

Article written by Columbia, SC bankruptcy attorney Daniel Stone Below is the outline of the topics we covered in the seminar on September 5, 2013.  The topic of the seminar was – “Why should a debtor choose to file a Chapter 13 instead of a Chapter 7” 1. Mortgage arrearages 2. Car note or car […]

5 tips for getting a loan modification during bankruptcy

Loan modification article written by Columbia, SC lawyer Daniel Stone Many of my  bankruptcy clients are actively seeking a loan modification. The following five (5)  tips are for those of you in bankruptcy that are seeking a loan modification. If you file bankruptcy with my office and need additional information on a loan modification, please read the […]

Loan Modification Articles

I just found a great site for loan modification articles. The website has some great articles on how to apply for loan modifications before or during bankruptcy. Also, don’t forget about the SC HELP website that I have previously posted. Finally, here are some numbers for the major lenders if you are interested in obtaining […]

SC Homeownership and Employment Lending Program Figures

The South Carolina Homeownership and Employment Lending Program has listed their latest foreclosure figures for the quarter ending in June, 2012. The foreclosure  numbers show almost 1700 unique South Carolina borrowers seeking assistance from the program. In addition, almost 82% percent of applicants are below the median income guidelines. For many of my clients, this is […]

How to cut costs? Start with refinancing your mortgage

Guest article written by Chicago bankruptcy attorney David Chang How To Cut Costs? Start With Refinancing Your Mortgage! The past few years have been a challenging financial time for Americans. Every family is looking for how to cut costs out of their monthly expenses. Finding ways to save money is not always easy. Cutting coupons […]

Recent foreclosure activity in the state of South Carolina

  Article written by Columbia, SC bankruptcy lawyer Daniel Stone Realtytrac.com has released the latest foreclosure figures for the state of South Carolina. In Richland County, one out of every 346 homes are in foreclosure. In Lexington County, one out of every 228 homes are in foreclosure. To give you an idea of what is […]

Does a Chapter 7 Bankruptcy Filing Stop a Foreclosure Sale?

Article written by Columbia, SC bankruptcy attorney Daniel Stone Yes, a Chapter 7 bankruptcy filing does stop a foreclosure sale. However, unless you bring your mortgage payments current shortly after filing a Chapter 7, your mortgage lender will either file for relief of the automatic stay so they can resume foreclosure or wait until the […]

South Carolina Foreclosure Rates

Article written by Columbia, SC bankruptcy attorney Daniel Stone The Kaiser Family Foundation has just published the most recent foreclosure rates for South Carolina and the numbers do not look good. One out of every 581 houses in South Carolina is being foreclosed on compared to the national average  of one out of 666. South […]

Can I Apply for a Loan Modification While I am in Bankruptcy?

Loan Modification article written by Columbia, SC attorney Daniel Stone Many of my clients are hesitant to file for bankruptcy to save their home from foreclosure because they have a pending loan modification that has not been approved. The good news is that with most mortgage lenders, you can file for Chapter 13 bankruptcy and […]