CLE BANKRUPTCY SEMINAR IN CHARLESTON, SC – SEPT. 5, 2013

Article written by Columbia, SC bankruptcy attorney Daniel Stone Below is the outline of the topics we covered in the seminar on September 5, 2013.  The topic of the seminar was – “Why should a debtor choose to file a Chapter 13 instead of a Chapter 7” 1. Mortgage arrearages 2. Car note or car […]

Three of the Worst Debts to Have in South Carolina

I am often asked by my bankruptcy clients are there certain debts that are better than others. The answer is yes. Below are the top three worst debts to have in my opinion. The reason these debts make my top three is because bankruptcy discharge powers either have no affect or there are multiple exceptions. 1. […]

Three of the Worst Debts to Have in South Carolina

I am often asked by my bankruptcy clients are there certain debts that are better than others. The answer is yes. Below are the top three worst debts to have in my opinion. The reason these debts make my top three is because bankruptcy discharge powers either have no affect or there are multiple exceptions. 1. […]

How can bankruptcy help with child support arrearages?

Most of my clients with child support obligations know that bankruptcy will not wipe away their obligation to pay their child support obligation. However, not everyone knows that Chapter 13 bankruptcy allows a debtor to pay back child support arrearages in their plan payment over a five-year-period. This can be very helpful to a debtor who […]

Can I go to jail for not paying my debts?

I am often asked by my clients if they can be sent to jail for not paying their debts. While some may laugh   at such a question, the question is often asked because a local police officer serves a client a lawsuit or the client receives a letter from the sheriff’s office to contact […]

Is child support discharged in bankruptcy?

No. Child support arrearages or future child support obligations are not discharged in either a Chapter 7 or Chapter 13 bankruptcy. Chapter 13 bankruptcy does allow for a debtors child support arrearages to be paid through the Chapter 13 plan. Please note the debtor will have to pay this particular debt at 100 percent in […]