South Carolina a great state for consumer protection

South Carolina is one of the few states that has laws to protect its residents from wage garnishment. In South Carolina, there are just three ways your wages can be garnished. 1. You owe the government money whether it be a student loan or delinquent taxes. 2. Child support. 3. You were residing in another […]

Bankruptcy Audits Resume

In March of 2013, the U.S. Trustee’s office suspended bankruptcy disclosure audits due to budget cutbacks. One year later, those audits have resumed. When filing bankruptcy, the debtor should be fully aware of the importance of disclosing all of their assets, creditors, income, expenses and financial history. The Stone Law Firm takes this very seriously. Failure […]

Bankruptcy Audits Resume

In March of 2013, the U.S. Trustee’s office suspended bankruptcy disclosure audits due to budget cutbacks. One year later, those audits have resumed. When filing bankruptcy, the debtor should be fully aware of the importance of disclosing all of their assets, creditors, income, expenses and financial history. The Stone Law Firm takes this very seriously. Failure […]

Aiken bankruptcy blog started

I am pleased to announce I have started at bankruptcy blog that is devoted to bankruptcy issues in Aiken SC and the state of South Carolina. If anyone has any specific post they would be interested in seeing, let me know. Aiken is a great area to blog about because of the unique atmosphere and culture […]

New Rock Hill Bankruptcy Blog

  I am happy to announce that I have started a new Rock Hill bankruptcy blog. The blog will be dedicated to specific bankruptcy issues affecting residents of Rock Hill as well as general bankruptcy issues that affect the whole state and country. If you have any specific questions about how bankruptcy affects Rock Hill […]

Free Dave Ramsey Post-Bankruptcy Survival Guide For All New Clients

Article Written by Columbia, SC bankruptcy attorney Daniel A. Stone I am happy to announce that starting in March, 2013, all new bankruptcy clients will receive a new post-bankruptcy survival guide from Dave Ramsey. If you have never heard of Dave Ramsey, go to his website to learn more. I am a big believer in […]

New bankruptcy and consumer advocate in the U.S. Senate

Article written by Columbia, SC bankruptcy lawyer Daniel Stone I do not like to talk or chat about politics. However, I do want to point out that we now have a bankruptcy and consumer advocate in the United States Senate. Last week, Elizabeth Warren was elected as a United States Senator out of Massachusetts. For […]

How early should I arrive for a bankruptcy creditor’s meeting?

  Article written by Columbia, SC bankruptcy lawyer Daniel Stone One of the most important questions I am asked by my Chapter 13 and Chapter 7 bankruptcy clients is how early should they arrive for their creditors meeting (sometimes referred to as “341 hearing” or “trustee hearing”). I tell my Chapter 13 and Chapter 7 […]

How to get free credit information

Most of my clients pull their credit reports and credit scores prior to filing for bankruptcy. This is a great plan because debtors are required to list all of their creditors prior to filing. In addition, it is a good idea to know what your credit score is prior to filing for bankruptcy. Now, individuals can […]

Is it expensive to file for bankruptcy?

Probably the most often asked question I have from a prospective client is how much does it cost to file for bankruptcy protection. While I can give a potential client some rough estimates, it is almost impossible to give an accurate quote until I have met the client and examined his or her complete financial […]