Chapter 13 Bankruptcy

Chapter 13 Bankruptcy Attorney CHAPTER 13 BANKRUPTCY LAWYER IN SOUTH CAROLINA Chapter 13 bankruptcy allows an individual who has a regular income, but is struggling to keep up and allows them to enter into a repayment plan that works with their budget. With a Chapter 7 bankruptcy discharge, most debts are wiped out, and you […]

Chapter 7 or Chapter 13 bankruptcy?

  The first question I am asked by a potential South Carolina bankruptcy client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed for bankruptcy before. While this […]

Chapter 13 bankruptcy benefits

  Chapter 13 Bankruptcy can be a very powerful tool to help a debtor save his or her assets while at the same time allowing a feasible plan to deal with the debtor’s debts. Below are some of the top tools a Chapter 13 bankruptcy offers. 1. You can protect non-exempt assets. Huh?  what does […]

Chapter 13 bankruptcy in SC

One of the toughest decisions a debtor is forced to make is rather to file a Chapter 13 or Chapter 7 bankruptcy. While there are many benefits to a Chapter 7 bankruptcy, this blog explores the benefits to filing a Chapter 13 bankruptcy in South Carolina districts. 1. You do not loose your assets. In […]

Chapter 13 Plan Changes in South Carolina

This year (2019)  has been an exciting year in Chapter 13 bankruptcy cases for South Carolina. Cases in the Columbia area are using a new plan form that allows for the whole mortgage payment and the arrears to be paid through the Chapter 13 Plan payment. In prior years, the Chapter 13 Plan payment only […]

Chapter 13 Plan Changes in South Carolina

This year (2019)  has been an exciting year in Chapter 13 bankruptcy cases for South Carolina. Cases in the Columbia area are using a new plan form that allows for the whole mortgage payment and the arrears to be paid through the Chapter 13 Plan payment. In prior years, the Chapter 13 Plan payment only […]

Chapter 13 bankruptcy in SC

One of the toughest decisions a debtor is forced to make is rather to file a Chapter 13 or Chapter 7 bankruptcy. While there are many benefits to a Chapter 7 bankruptcy, this blog explores the benefits to filing a Chapter 13 bankruptcy in South Carolina districts. 1. You do not loose your assets. In […]

Joint Chapter 13 bankruptcy and expedited Loan Modification

Article written by bankruptcy Greenville attorney Daniel Stone Have you ever applied for a loan modification only to give up after countless letters from your lender asking for the same document that you had sent multiple times? If this sounds familiar and you are experiencing mortgage problems, you may want to consider Chapter 13 bankruptcy. Why […]

Orangeburg Chapter 13 bankruptcy study

  SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003. By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act of 2005 has validated its […]

Low upfront fees and costs Chapter 13 for Columbia bankruptcy cases

Low fees and cost  bankruptcy article by Columbia attorney Daniel Stone Starting this September, I will be offering my services for Chapter 13 cases at inexpensive upfont fees and costs for qualified cases. To qualify for reduced upfront legal fees, proof of twelve months of continuous full time employment plus consent to having your Chapter 13 […]