Most of my clients pull their credit reports and credit scores prior to filing for bankruptcy. This is a great plan because debtors are required to list all of their creditors prior to filing. In addition, it is a good idea to know what your credit score is prior to filing for bankruptcy. Now, individuals can get free credit report and free credit scores.
I also recommend my clients begin pulling their credit report every 6-12 months to check their credit report and to see if their score is increasing.