The Honorable Judge Waites just announced on August 24, 2012 some new procedural changes that could have an effect on current Chapter 13 bankruptcy clients that have William K. Stephenson as their trustee. The most significant change would be for motions to reconsider.  The old procedures required a hearing. The new procedures can avoid a hearing if:…

Yes. You are required to list all your creditors to include your mortgage lenders and car loans….even if you are current. Failure to list all your credittors could put you in danger of losing your right to discharge your creditors. Sometimes people inadvertently leave off a creditor. Judge waites has a1995 case which states that…

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