Sometimes I have clients who have been notified by the Social Security Administration that they have received overpayments and that SSA is seeking repayment of the funds. What can you do?  First Social Security does have a waiver procedure you can file. However, in my experience, these waivers are rarely granted. If you have other…

I am often asked by my bankruptcy clients are there certain debts that are better than others. The answer is yes. Below are the top three worst debts to have in my opinion. The reason these debts make my top three is because bankruptcy discharge powers either have no affect or there are multiple exceptions. 1….

IRS tax debt article written by Columbia, SC bankruptcy attorney Daniel Stone Are IRS taxes dischargeable in bankruptcy?  The short answer is some are. The Internal Revenue Services has a specific code section dealing with income taxes and dischargeability in bankruptcy.http://www.irs.gov/irm/part5/irm_05-009-002.html . The code states that in order to be discharged, a few elements must be…

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