The filing of a bankruptcy prevents creditors from contacting you. The bankruptcy “automatic stay” puts a complete halt on creditor contacts to include collection calls. I tell my clients that the bankruptcy court sends out notices of the bankruptcy filing within a weeks time. In a Chapter 13 bankruptcy, the attorney will send a Chapter…

One of the most common questions I have from my bankruptcy clients is when do the collection calls stop after I file bankruptcy. Many of my clients mistakenly believe that the calls will not stop until the bankruptcy court approves their Chapter 13 plan or after they attend the creditors meeting. The true answer is that…

Yes. By filing bankruptcy either Chapter 7 or Chapter 13 bankruptcy-the collection calls will come to an end. Please note to get the protections of the bankruptcy, a filing with the Court must occur. Simply mailing me a check and a list of creditors does not get your case filed and stop the collection calls….

Can a Debtor re-file his or her Chapter 13 bankruptcy within one year of a prior case being dismissed?  Before I answer the question, it is important to review and see if you have exhausted all your remedies to have your first case reinstated. Unless your case was dismissed with prejudice, Debtors can often file a Motion…

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