Can creditors garnish your wages in South Carolina? The answer is NO with a few caveats. In most states, creditors can obtain a civil judgment against the debtor and then garnish their wages. In our sister state of Georgia, if you have failed to pay on your credit card, the credit card could obtain a…

Are student loans discharged in bankruptcy?  Let me provide a short history of student loans in bankruptcy before answering the question. Prior to 1976, student loans were dischargeable in bankruptcy. With the passage of the new bankruptcy code in 1978 this is more difficult. From 1979 to 1998, amendments were passed that made it even more…

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