Negotiate with credit cards or bankruptcy?

I often am asked by potential clients – should they try negotiating with their credit card lenders or file for bankruptcy?  I would prefer that any potential clients would find resolutions to their debt issues prior to filing bankruptcy. The only problem is that most of the time, the credit card lenders are not willing to […]

What are some ways to increase my credit score after the bankruptcy discharge?

Here are some ways to increase your score after you obtain your bankruptcy discharge: 1. Apply for 1-3 secured credit cards. I recommend getting a card that will allow you to put as high a deposit as possible. Why?  The disposable balance the credit card will report to your credit card report will be the […]