Can medical bills be wiped out in bankruptcy?

  Medical debt is becoming a nationwide problem. Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge” all medical bills. Chapter […]

Can medical bills be wiped out in bankruptcy?

  Medical debt is becoming a nationwide problem. Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge” all medical bills. Chapter […]

How do creditors collect in South Carolina?

Many of my clients come to my office due to a creditors’ efforts to collect on their debt. Let’s take a brief look at some of the ways creditors can collect on their debts in South Carolina. First, lets examine some basic guidelines that apply to collections for South Carolina. The first guideline is that […]

Does Chapter 7 eliminate medical and credit card debts?

Does Chapter 7 eliminate medical and credit card debts? Yes. I would say a majority of my clients filing for Chapter 7 bankruptcy relief are doing so to rid themselves of medical and/or credit card debt. One of the reasons people file is to get rid of credit card debt because credit card industry as […]

Can creditors garnish your wages in South Carolina?

Can creditors garnish your wages in South Carolina? The answer is NO with a few caveats. In most states, creditors can obtain a civil judgment against the debtor and then garnish their wages. In our sister state of Georgia, if you have failed to pay on your credit card, the credit card could obtain a […]