Wage Garnishment Attorney
WAGE GARNISHMENT LAWYER IN SOUTH CAROLINA
Wage garnishment is the legal procedure by which a company recovers money it is owed by taking it directly from the debtor’s paycheck. A garnishment can hinder your ability to pay for necessities, such as putting gas in the car and food on the table. Our experienced Richmond bankruptcy lawyer can help to put that money back in your bank accounts.
What is Wage Garnishment?
If you have defaulted on a loan, your creditor can file a lawsuit against you in order to recover the debt that you owe. If the creditor obtains a judgment against you and you do not establish a repayment arrangement with your creditor, the creditor may issue a garnishment summons to your employer to withhold your wages.
Most states have laws that only allow a creditor to garnish your wages through a court order. The majority of creditors use wage garnishment as a last-ditch effort to collect on a debt owed, however, some creditors are more aggressive than others. If you have been notified that you will be subject to wage garnishment, or are currently being garnished, you should contact the Stone Law Firm. immediately to speak to a South Carolina wage garnishment attorney.
How to Fight Wage Garnishment
If you are suffering from wage garnishment there are several steps you can take to reduce or eliminate the garnishment, including:
File an Exemption Claim – The state provides exemptions that you can claim in order to possibly reduce your wage garnishment, or eliminate it altogether. For example, a creditor does not have the ability to garnish social security funds. If the majority of your wages are from social security you may be protected from garnishment.
Vacate the Judgement – If you believe that the judgment filed against you was not valid, you can file a motion to have it removed.
File Bankruptcy – If you are not protected under the law from garnishment and the suit is valid, filing bankruptcy may be your only way to stop the creditor from garnishing your wages.
At Stone Law Firm, we have the experience necessary to help reduce or eliminate your wage garnishment, whenever legally possible.
When you hire Stone Law Firm, you can rest easy knowing that the counsel you receive is backed by over 20 years of experience. Every wage garnishment case we take is examined with care and great attention to detail, and we help clients find the solution that works best for their specific situation.
We serve clients all over South Carolina with office locations in Columbia, Florence, and Greenville. If you are looking for an experienced wage garnishment attorney in South Carolina, contact us today to learn how we can help you with your debt! Call (803) 389-0408 or request an appointment using our online form.