Will I get fired for filing bankruptcy?
In 11 years of practicing bankruptcy law, I have never had a client complain to me about losing a job due to filing bankruptcy. In fact, I have had multiple...
What are some ways to increase my credit score after the bankruptcy discharge?
Here are some ways to increase your score after you obtain your bankruptcy discharge: 1. Apply for 1-3 secured credit cards. I recommend getting a card that will allow you...
How fast can I file my bankruptcy case?
How fast can I file my bankruptcy case? The answer is it depends and many of the variables are up the client. First, we need to meet (free consultation) and...
What happens if you fall behind on your post-petition mortgage payments in a Chapter 13?
You have to remain current on your post petition mortgage payments in a Chapter 13 bankruptcy. If you fall bend on your payments, your mortgage lender will most likely file...
Do you have to have an attorney to file bankruptcy?
No, you dont have to have an attorney or lawyer to file for bankruptcy protection. That being said, even if you dont hire my law firm, I highly recommend that...
Do you have to list all your creditors in a bankruptcy?
Yes. You are required to list all your creditors to include your mortgage lenders and car loans….even if you are current. Failure to list all your credittors could put you...
Top Five ways to prevent having to file for Bankruptcy
1. Maintain adequate medical insurance. 2. Maintain longterm disability insurance. 3. Maintain at all times a six to nine month nest egg of cash for emergencies. 4. Do not use...
TOP 5 ADVANTAGES OF FILING CHAPTER 13 BANKRUPTCY
HERE ARE SOME OF THE TOP ADVANTAGES OF FILING A CHAPTER 13 1. STRIP IRS TAX LIENS 2. STRIP A SECOND MORTGAGE (VALUE AT $00.00) 3. VALUE A VEHICLE...
TOP 10 REASONS TO FILE FOR CHAPTER 7 BANKRUPTCY
10. Finance loans (furniture as collateral). 9. Avoid a judgement. 8. Wipe out a car deficiency. 7. Wipe out a old home deficiency. 6. General unsecured debts. 5. Furniture loans....
What are some ways to protect a Chapter 13 from being dismissed?
The number 1 reason why a Chapter 13 case might be petitioned for dismissal is for non-payment. In our District, we can file Moratorium motions that will allow the Debtor...