Article written by Columbia, SC bankruptcy lawyer Daniel Stone For most of my Chapter 7 and Chapter 13 bankruptcy clients, deciding on whether to file or not is a huge question. Most people do not want  to file for a bankruptcy if they do not have to, but unforseen issues such as medical emergencies and unemployment…

Blog written by Columbia, SC bankruptcy lawyer Daniel Stone I have previously written articles about student loans. Student loans are often one of the worst loans you can sign up for. Why do I say this? Unlike most unsecured loans you may sign for in your life, student loan debts will stay with you the…

I am often asked by my bankruptcy clients are there certain debts that are better than others. The answer is yes. Below are the top three worst debts to have in my opinion. The reason these debts make my top three is because bankruptcy discharge powers either have no affect or there are multiple exceptions. 1….

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