Yes. In South Carolina, even after being served with foreclosure papers you can still file bankruptcy to stop your mortgage lender from selling your home at a foreclosure sale. In fact, after being served with foreclosure papers, you probably have anywhere from 3-6 months to save your home from being sold- even longer in some…

The number 1 reason why a Chapter 13 case might be petitioned for dismissal is for non-payment. In our District, we can file Moratorium motions that will allow the Debtor to go 1-3 months without making a trustee payment. These months are put to the back of the Debtor’s plan payments. Generally, for a Trustee…

Can filing for bankruptcy save your car from being repossessed? The answer is yes. In addition, if your car has already been repossessed, filing for bankruptcy can still save your car in most cases if you file within 10-14 days days of repossession. There are specific S.C. state laws on the time period, so if your…

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