Many of my clients come to my office due to a creditors’ efforts to collect on their debt. Let’s take a brief look at some of the ways creditors can collect on their debts in South Carolina. First, lets examine some basic guidelines that apply to collections for South Carolina. The first guideline is that…

Blog written by Columbia, SC bankruptcy lawyer Daniel Stone I have previously written articles about student loans. Student loans are often one of the worst loans you can sign up for. Why do I say this? Unlike most unsecured loans you may sign for in your life, student loan debts will stay with you the…

Even though South Carolina does not have wage garnishment, this usually does not stop creditors from threatening wage garnishment on unsuspecting debtors. Why do they do this when they know they can’t garnish wages in South Carolina?  For one, not everyone knows this. If a creditor stationed in New York threatens someone in South Carolina over…

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