Florence bankruptcy article written by attorney Daniel Stone If you currently live in Florence, SC and are experiencing debt issues such as foreclosure, repossessions, credit card debts, medical bills, IRS tax debts, finance loans, or other types of debts, please feel free to set up a free consultation at the Florence or Columbia office. We…

Orangeburg bankruptcy article by lawyer Daniel Stone SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003.By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act…

Chapter 13 article written by Columbia and Florence lawyer Daniel Stone     1. You can protect non-exempt assets. Huh?  what does this mean?  In the Chapter 7 context, if you own as asset such as a boat that is worth more than your state’s exemption protection, the Chapter 7 Trustee could come after it…

Bankruptcy is a federal legal proceeding in which someone or some entity who is having a difficult time paying his or her bills gets a fresh start. Consumer bankruptcy cases – Chapter 7 and Chapter 13 offer different paths for consumers to obtain this fresh start but both can be highly beneficial to debtors who have…

    The creditors meeting – also referred to as the Trustee hearing or 341 hearing is held at the Strom Thurmond Building in Columbia, SC (5th Floor) for Aiken County residents. For most Chapter 7 bankruptcy filers, this will be the only hearing they will have to attend. For Chapter 13 bankruptcy filers, they…

Chapter 13 article written by Columbia, SC Daniel Stone For most debtors, they have often have a choice in either filing for Chapter 13 bankruptcy or Chapter 7 bankruptcy. Understandably they want to know which option is better suited for them. The answer is that it depends. Most of my Chapter 7 clients either are…

Chapter 7 article written by Columbia, SC bankruptcy attorney Daniel Stone   Many Chapter 13 bankruptcy clients at some point during their plan payments consider changing or “converting” to a Chapter 7 for multiple reasons. Some of these reasons include a loss of income or the debtor has decided to surrender a particular piece of…

Article written by Columbia SC bankruptcy attorney Daniel Stone The first question I am asked by a potential client is which chapter is best for them – Chapter 7 or Chapter 13 bankruptcy. Often, a potential client has done some preliminary research on the internet or they have some friends and family that have filed…

Article written by Columbia, SC bankruptcy lawyer Daniel Stone For most of my Chapter 7 and Chapter 13 bankruptcy clients, deciding on whether to file or not is a huge question. Most people do not want  to file for a bankruptcy if they do not have to, but unforseen issues such as medical emergencies and unemployment…

Article written by Columbia, SC bankruptcy lawyer Daniel Stone One of the most important questions I am asked by my Chapter 13 and Chapter 7 bankruptcy clients is how early should they arrive for their creditors meeting (sometimes referred to as “341 hearing” or “trustee hearing”). I tell my Chapter 13 and Chapter 7 bankruptcy…

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