Foreclosure is the legal process where a lender can repossess your home. Once they repossess your home they can then sell it to try to recover some of the debt owed. Once you default on your mortgage payments, your lender has the right to begin the foreclosure process. However, even though the foreclosure process has…

Florence bankruptcy article written by attorney Daniel Stone If you currently live in Florence, SC and are experiencing debt issues such as foreclosure, repossessions, credit card debts, medical bills, IRS tax debts, finance loans, or other types of debts, please feel free to set up a free consultation at the Florence or Columbia office. We…

Orangeburg bankruptcy article by lawyer Daniel Stone SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003.By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act…

Low fees and cost  bankruptcy article by Columbia attorney Daniel Stone Starting this September, I will be offering my services for Chapter 13 cases at inexpensive upfont fees and costs for qualified cases. To qualify for reduced upfront legal fees, proof of twelve months of continuous full time employment plus consent to having your Chapter 13…

Florence low upfront fee article written by bankruptcy attorney Daniel Stone Florence, SC is a growing and vibrant city. If you currently live in Florence and are experiencing economic problems, feel free to call me at my Florence or Columbia office. I can offer free consultations to minimize any travel time or you can come meet me or…

Low upfront fees and costs article written by Columbia, SC attorney Daniel Stone For most Lexington, SC residents, a short drive is all that is needed to get a free consultation at my office in Irmo. If you currently do not have transportation and you want to discuss Chapter 13 bankruptcy options, please call to set up…

Foreclosure article written by Columbia, SC bankruptcy lawyer Daniel Stone For South Carolina homeowners, we have an additional non profit company that can help us with foreclosure problems. SC HELP is an organization that has Federal funds to help homeowners stop foreclosure. According to The State newspaper, SC Help has millions to help homeowners stop…

Chapter 13 article written by Columbia and Florence lawyer Daniel Stone     1. You can protect non-exempt assets. Huh?  what does this mean?  In the Chapter 7 context, if you own as asset such as a boat that is worth more than your state’s exemption protection, the Chapter 7 Trustee could come after it…

Yes, creditors will stop calling you after they are notified of your bankruptcy filing. The bankruptcy court mails notices to your creditors that a debtor has filed. Your attorney will notify creditors in Chapter 13  cases of the filing by serving each creditor a Chapter 13 Plan. In addition you or your attorney can call…

Chapter 13 bankruptcy article written by Columbia, SC and Florence attorney Daniel Stone New Chapter 13 bankruptcy filers in 2014 need to have their 2013 tax returns prepared as soon as they receive their W-2 forms to comply with IRS and bankruptcy regulations and case law. I recommend to my clients so there will be no delay…

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