Foreclosure is the legal process where a lender can repossess your home. Once they repossess your home they can then sell it to try to recover some of the debt owed. Once you default on your mortgage payments, your lender has the right to begin the foreclosure process. However, even though the foreclosure process has…

Florence bankruptcy article written by attorney Daniel Stone If you currently live in Florence, SC and are experiencing debt issues such as foreclosure, repossessions, credit card debts, medical bills, IRS tax debts, finance loans, or other types of debts, please feel free to set up a free consultation at the Florence or Columbia office. We…

Orangeburg bankruptcy article by lawyer Daniel Stone SC State University, located in Orangeburg, SC  has announced a new research project by Dr. Enoch Beraho about Chapter 13 and Chapter 7 bankruptcy trends during the periods of 1996 through 2003.By compiling this data, Prof. Beraho plans to show if the Bankruptcy Abuse  Prevention and Consumer Protection Act…

Low cost and fees article by Columbia, SC bankruptcy lawyer Daniel Stone. In today’s economic environment, we all are looking for ways to save money. In prior blogs I have written about ways I am trying to help my clients save  upfront fees and costs when filing for Chapter 13. I also have ways for…

Low fees and cost  bankruptcy article by Columbia attorney Daniel Stone Starting this September, I will be offering my services for Chapter 13 cases at inexpensive upfont fees and costs for qualified cases. To qualify for reduced upfront legal fees, proof of twelve months of continuous full time employment plus consent to having your Chapter 13…

Florence low upfront fee article written by bankruptcy attorney Daniel Stone Florence, SC is a growing and vibrant city. If you currently live in Florence and are experiencing economic problems, feel free to call me at my Florence or Columbia office. I can offer free consultations to minimize any travel time or you can come meet me or…

Low upfront fees and costs article written by Columbia, SC attorney Daniel Stone For most Lexington, SC residents, a short drive is all that is needed to get a free consultation at my office in Irmo. If you currently do not have transportation and you want to discuss Chapter 13 bankruptcy options, please call to set up…

Foreclosure article written by Columbia, SC bankruptcy lawyer Daniel Stone For South Carolina homeowners, we have an additional non profit company that can help us with foreclosure problems. SC HELP is an organization that has Federal funds to help homeowners stop foreclosure. According to The State newspaper, SC Help has millions to help homeowners stop…

 Credit card debt article written by Columbia, SC and Florence, SC attorney Daniel Stone   A significant number of my potential bankruptcy clients are current on their credit card payments.  I am often asked by my potential clients if they can file for bankruptcy protection even though they are current on their payments. The answer is…

Chapter 13 article written by Columbia and Florence lawyer Daniel Stone     1. You can protect non-exempt assets. Huh?  what does this mean?  In the Chapter 7 context, if you own as asset such as a boat that is worth more than your state’s exemption protection, the Chapter 7 Trustee could come after it…

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