By: Daniel Stone
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Do you have to list all your creditors in a bankruptcy?
Yes. You are required to list all your creditors to include your mortgage lenders and car loans….even if you are current. Failure to list all your credittors could put you in danger of losing your right to discharge your creditors.
Sometimes people inadvertently leave off a creditor. Judge waites has a1995 case which states that in a Chapter 7 case, the debt is discharged. This does not apply to a Chapter 7.