Foreclosure article written by Columbia, SC bankruptcy lawyer Daniel Stone For South Carolina homeowners, we have an additional non profit company that can help us with foreclosure problems. SC HELP is an organization that has Federal funds to help homeowners stop foreclosure. According to The State newspaper, SC Help has millions to help homeowners stop…

 Credit card debt article written by Columbia, SC and Florence, SC attorney Daniel Stone   A significant number of my potential bankruptcy clients are current on their credit card payments.  I am often asked by my potential clients if they can file for bankruptcy protection even though they are current on their payments. The answer is…

Chapter 13 article written by Columbia and Florence lawyer Daniel Stone     1. You can protect non-exempt assets. Huh?  what does this mean?  In the Chapter 7 context, if you own as asset such as a boat that is worth more than your state’s exemption protection, the Chapter 7 Trustee could come after it…

South Carolina is one of the few states that has laws to protect its residents from wage garnishment. In South Carolina, there are just three ways your wages can be garnished. 1. You owe the government money whether it be a student loan or delinquent taxes. 2. Child support. 3. You were residing in another…

In March of 2013, the U.S. Trustee’s office suspended bankruptcy disclosure audits due to budget cutbacks. One year later, those audits have resumed. When filing bankruptcy, the debtor should be fully aware of the importance of disclosing all of their assets, creditors, income, expenses and financial history. The Stone Law Firm takes this very seriously. Failure…

Credit Score article written by Columbia, SC attorney Daniel Stone One of the most common questions I get from potential clients is how bankruptcy will affect their credit score. For many of my clients the answer is easy because after months or even years of non-payment, their credit cannot get any lower. In these cases…

Credit card article written by Columbia and Florence attorney Daniel Stone   We have all seen the Capital One credit card commercials that ask the question, “What do you have in your pocket”? For my clients, I haven been trying to promote the attitude of “just cash” as the reply to this popular tv commercial….

Yes, creditors will stop calling you after they are notified of your bankruptcy filing. The bankruptcy court mails notices to your creditors that a debtor has filed. Your attorney will notify creditors in Chapter 13  cases of the filing by serving each creditor a Chapter 13 Plan. In addition you or your attorney can call…

The Stone Law Firm, LLC is pleased to announce that it will  begin offering Spanish speaking paralegal(s) starting in 2014 for both bankruptcy and immigration issues. South Carolina has seen an explosion of Spanish speaking residents in the last ten years and many of these people have either bankruptcy or immigration legal matters that requires…

  Credit report article written attorney Daniel Stone There is no formal requirement by the Bankruptcy Code that a debtor obtain a credit report prior to filing a bankruptcy. In fact, there are often many debts that are not reported to a credit reporting company such as Experian that a debtor still is obligated to…

Digital Marketing and Website Design in Greenville, SC© 2014 Stone Law, LLC | Stone Law, LLC. of Columbia, South Carolina represents clients across South Carolina including Columbia, Irmo, Lexington, Newberry, Camden, Spartanburg, Rock Hill, Florence, Darlington, West Columbia, Marion, Aiken, Greenwood, Chapin, Sumter, Orangeburg, Newberry, Pelion, Gaston, St. Andrews, Allendale, Northeast Columbia, Spartanburg, York County, Richland County, Lexington County, Aiken County, Spartanburg County, Horry County, Greenville, Myrtle Beach, Gaston, Charleston, and more