Columbia article written by bankruptcy attorney Daniel Stone The bankruptcy court in Columbia, SC is located at 1100 Laurel St. Columbia, SC 29201. The Trustee hearing is located at the Strom Thurmond Building, 1835 Assembly St. Columbia, SC 29201. The bankruptcy court is a white building at the intersection of Assembly and Laurel St.

Bankruptcy Court article written by Columbia, SC bankruptcy attorney Daniel Stone In South Carolina, we have three federal  bankruptcy judges – Chief Judge David R. Duncan, the Honorable Judge John E. Waites, and the Honorable Judge Helen Elizabeth Burris. The three judges are spread out over three bankruptcy courts that cover Columbia, Spartanburg, and Charleston,…

Medical bills article written by Columbia, SC and Florence attorney Daniel Stone   Almost everyone at some time or another has incurred a significant medical bill. In fact, Harvard University did a study where they concluded that over 50% of Americans who file for bankruptcy have significant medical debts. Fortunately, bankruptcy can wipe out or “discharge”…

Credit Card Article written by Columbia, SC bankruptcy attorney Daniel Stone Some of my potential bankruptcy clients are current on their credit card debts but they see the storm clouds coming. Many people believe that you have to be behind on your credit card bills or other debts before you can file for bankruptcy. This…

Yes, creditors will stop contacting you for collection purposes after you file for bankruptcy. That being said, there will always be creditors who are either slow to finding out about the bankruptcy filing or they choose to violate the bankruptcy automatic stay. I tell my clients to keep a note pad beside the phone so…

Many of my potential clients are scared to file for bankruptcy protection because they do not want anyone to know.  In years past, it was not uncommon for the local newspapers to list the names of local people who had filed for bankruptcy protection. This archaic system is no longer done in most states. That…

Bankruptcy is a federal legal proceeding in which someone or some entity who is having a difficult time paying his or her bills gets a fresh start. Consumer bankruptcy cases – Chapter 7 and Chapter 13 offer different paths for consumers to obtain this fresh start but both can be highly beneficial to debtors who have…

Many of my clients are harassed by creditors prior to filing for bankruptcy. These clients often want to know how fast they can get a bankruptcy case number because the creditors are harassing them for either a payment or confirmation that a bankruptcy has actually been filed. For my clients, the stress often brings confusion…

    The creditors meeting – also referred to as the Trustee hearing or 341 hearing is held at the Strom Thurmond Building in Columbia, SC (5th Floor) for Aiken County residents. For most Chapter 7 bankruptcy filers, this will be the only hearing they will have to attend. For Chapter 13 bankruptcy filers, they…

Chapter 13 article written by Columbia, SC Daniel Stone For most debtors, they have often have a choice in either filing for Chapter 13 bankruptcy or Chapter 7 bankruptcy. Understandably they want to know which option is better suited for them. The answer is that it depends. Most of my Chapter 7 clients either are…

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